How to Handle Bankruptcy

How to Find the Right Bankruptcy Attorney

Filing for bankruptcy can be a daunting task for those who are unfamiliar with legal matters. It involves intricate paperwork and procedures that can only be properly handled by a bankruptcy attorney. A bankruptcy lawyer performs a wide variety of tasks to ensure that you will have peace of mind throughout your bankruptcy case, ranging from mediating between you and your debtors to representing you in court. Presently, there are numerous lawyers who provide bankruptcy legal services, and it is very easy for you to hire one to manage your case. However, finding a reliable attorney who can handle your bankruptcy case efficiently requires more time and effort. Here are a number of things that you have to take into consideration when you are choosing a bankruptcy lawyer:

Does the attorney practice bankruptcy law on a fulltime basis?

While some lawyers specialize in a certain legal field, others do a little of everything, which may include bankruptcy. Most lawyers who are jack-of-all-trades do not have a profound understanding of the nuances of bankruptcy laws, and they are unable to anticipate certain problems that may arise. As such, they may not be competent enough to give you the best possible results. It is essential that you hire an attorney who practices bankruptcy law fulltime. Fulltime bankruptcy lawyers spend all their time learning and practicing bankruptcy law, and they know the Bankruptcy Code and local laws very well. As such, they can handle all bankruptcy proceedings with the greatest efficiency and competency, and provide excellent legal advice for you.

How many years has the attorney been practicing bankruptcy law fulltime?

Many lawyers claim that they have many years of experience in bankruptcy law, but some of them may not have practiced bankruptcy law on a fulltime basis. When you are hiring a bankruptcy lawyer, you should make sure that he or she has been a fulltime bankruptcy lawyer for at least a few years. Other than being more knowledgeable about bankruptcy laws, an experienced bankruptcy lawyer also has better relationships with the bankruptcy judge, trustees, and creditor lawyers in your locality, which can be favorable to your case.

How many bankruptcy cases has the attorney handled successfully?

If you want to get the best protection and results, it is best that you hire a bankruptcy attorney who has a good track record. A lawyer who has helped hundreds or thousands of people with their debts knows how to handle all kinds of bankruptcy situations, and he or she can certainly help you go through the bankruptcy process with ease.

How many Chapter 13 bankruptcy cases has the attorney filed?

Some bankruptcy attorneys, even fulltime ones, only do Chapter 7 bankruptcies. Chapter 7 bankruptcies are much easier to manage than Chapter 13 bankruptcies. If you want to hire a truly competent bankruptcy lawyer, it is advisable that you choose one who has extensive experience in handling both Chapter 7 and Chapter 13 bankruptcies.

Is the attorney a member of a reputable bankruptcy lawyer association?

If possible, you should hire a bankruptcy attorney who is a member of the National Association of Consumer Bankruptcy Attorneys or other reputable bankruptcy attorney associations. Most lawyers who are members of these associations are highly committed to providing high quality bankruptcy legal services.

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